Over the past several decades, as the responsibility for providing retirement income has shifted from employers and government–sponsored Social Security benefits to individuals, many people have turned to fixed annuities to provide both protection from market volatility and a guaranteed income stream for a portion of their retirement income. A fixed annuity is a contract you purchase from an insurance company. For the purchase payments (premium) you give to the insurance company, you receive a guarantee in return, either in the form of a guaranteed interest rate or guaranteed income in retirement. When you’re ready to receive income, a fixed annuity offers a variety of guaranteed payout options.
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A Variety of Options
I work with numerous companies to find the best solution for all your insurance needs.